The Villages, FL Geography and Demographics

April 20th, 2010

The Villages, Fl of Terra Vista and Citrus Hills

Location in Citrus County and the state of Florida

Coordinates: 28°53′10″N 82°25′24″WCoordinates: 28°53′10″N 82°25′24″W
Country: United States
State: FL
County: Citrus
Area
- Total 9.8 sq mi (25.4 km2)
- Land 9.8 sq mi (25.4 km2)
- Water 0 sq mi (0 km2)

Elevation: 115 ft (35 m)
Population (2000)
- Total 4,029
- Density 411.1/sq mi (158.6/km2)

The Villages, FL of Terra Vista and Citrus Hills is a census-designated place (CDP) in Citrus County, Florida, United States first developed by Gerald Nash and Samuel Tamposi. The population was 4,029 at the 2000 census.

Contents

  1. Geography Information on the Villages, FL
  2. The Villages FL Demographics

Geography Information on the Villages, FL

The Villages, FL of Terra Vista and Citrus Hills is located at 28°53′10″N 82°25′24″W (28.886087, -82.423450)[3].
Based on information from the United States Census Bureau, the CDP has a total area of 9.8 square miles (25.4 km²), all of it land.

The Villages, FL Demographics

As of the census of 2000, there were 4,029 people, 1,783 households, and 1,485 families residing in the Villages, FL. The population density of the Villages, FL was 411.2 people per square mile (158.7/km²). In the Villages, FL, there was a total of 2,137 housing units at an average density of 218.1/sq mi (84.2/km²). The racial makeup of the CDP was 92.78% White, 1.44% African American, 0.32% Native American, 4.02% Asian, 0.45% from other races, and 0.99% from two or more races. Hispanic or Latino of any race were 2.83% of the population.

There were 1,783 households in the Villages, FL (out of which 15.1%) which had children under the age of 18 living with them, 78.4% were married couples living together, 3.4% had a female householder with no husband present, and 16.7% were non-families. 13.7% of all households were made up of individuals and 8.0% had someone living alone who was 65 years of age or older. The average household size was 2.26 and the average family size was 2.46.

In the CDP the population was spread out with 13.3% under the age of 18, 2.2% from 18 to 24, 13.3% from 25 to 44, 36.6% from 45 to 64, and 34.6% who were 65 years of age or older. The median age was 59 years. For every 100 females there were 96.1 males. For every 100 females age 18 and over, there were 94.5 males.
The median income for a household in the CDP was $48,229, and the median income for a family was $53,222. Males had a median income of $35,125 versus $24,875 for females. The per capita income for the CDP was $25,753. About 4.3% of families and 6.5% of the population were below the poverty line, including 16.2% of those under age 18 and 1.4% of those age 65 or over.

Adjusting to Retirement in the Villages, FL

April 16th, 2010

How Retiring to the Villages, FL Can Be Challenging

More often than not, change can be extremely hard.  Sometimes, even some exciting things, like retirement in the Villages, Fl can prove to be difficult as well.  Even when you look forward to retiring to the Villages, FL, it still is a huge change in your life and can sometimes be painful.  There are a lot of reasons why adjusting to life in the Villages, FL can be both rewarding and exciting, and there are also a few reasons why the change would be tough. The median life span is always increasing, and generally most people can expect that they will be spending more and more time in the retirement stage of life.  In the hopes of making your retirement to the Villages, FL as enjoyable as possible, it’s good to be aware of some possibly sticky situations.

Possible Problem 1: Couples Not Retiring at the Same Time
For some couples, work inside and outside the home is normal.  It’s not unusual for one of the spouses to retire before the other one does.  This generally brings about a radical change and can certainly be a new and unknown type of stress in their relationship.  Sometimes, the partner might be jealous of the non-working partner and their new found freedom.  On the other hand, sometimes the non-working couple may envy the purpose that the working couple has.  In rare circumstances, either one of the partners can become somewhat resentful and disappointed – or even hurt by the other – as they adjust to retirement living.

Here’s a possible solution to keep in mind:
Try to see the red flags and quickly acknowledge the situation, together, and help each other to realize that changes like this are often as scary as they are exciting.  Remember all of the other life-changing events that you have journeyed through together – retirement is no different!  Try to keep away from arguments or anything else that will cause a distance between your relationship and attack this new stage of retirement with excitement, passion, wisdom, and understanding.  Remember to compromise!

Possible Problem 2: Boredom and Losing Your Purpose
While you have spent years and have always had a clear purpose and function in life, sometimes retirement may feel like you have lost your purpose or reason to get out of bed in the morning.  That’s another area where the Villages, FL of Terra Vista and Citrus Hills help – the Villages FL is absolutely stock full of reasons to get out of bed!  From golf, tennis, clubhouses, the award winning Spa and Fitness center, and all the other amenities that the Villages, FL offers, you won’t be able to stay in bed because the excitement will be overwhelming!

The Villages, FL Explained

April 14th, 2010

The Villages, FL of Terra Vista and Citrus Hills is a retirement community located in Citrus County, Florida, United States.  The Villages, FL of Terra Vista and Citrus Hills is a Florida retirement community that is not age restricted, but rather age targeted.  The Villages, FL is a master-planned retirement community with a number of excellent amenities, such as golf, tennis, club houses, and a spa and fitness center.

The Villages FL has been designed perfectly for people are retired, retiring, or looking to retire in the next few years.  It is not restricted to people who are over a certain age.  The Villages, Florida is different than a retirement home (which is a single building or small complex with no “common areas” for socializing).  This is a full retirement community, with excellent activities to keep you busy all year round.  The Villaes, FL of Terra Vista and Citrus Hills has first class facilities that are designed for an active adult retirement.  Swimming pools, arts and crafts clubs, boating, hiking/walking trails, golf courses, and other facilities can be found here.

Area Recreation (Outside of the Villages, FL):
Whatever your favorite pastimes are, the area around the Villages, Fl has it.  The immediate area (Citrus County) coupled with Tampa Bay, Orlando, Gainesville, and Ocala gives any resident of the Villages, FL a world of activities outside of the Villages, FL.  Thanks to the Central Gulf Coast location, the Villages Fl really enjoy the benefits of an amenity rich suburban lifestyle that is perfectly combined with easy access to “big city” conveniences.

Area Beaches Near the Villages, FL
Fort Island Gulf Beach
Pristine Gulf Beach featuring white sands and a fishing pier, picnic facilities, swimming, boat ramp and more.

Hernando Beach
Swimming, water skiing, fishing, picnicking, or just playing in the sunshine, this cozy 3 acre park and beach is ideal for the family outing. Easy to reach just off of US 41.

Fort Cooper State Park
Lake Holathlikaha (160 acre lake) offers a picnic area, swimming, boat rentals, camping and fishing.

Diving / Snorkeling Near the Villages, FL

American Pro Dive
321 SE Hwy 19
Crystal River, FL

Birds Under Water
8585 N. Pine Needle Terr
Crystal River, FL

Crystal Lodge Dive Center
525 NW 7th Ave
Crystal River, FL

MacRaes of Homosassa
5300 South Cherolee Way
Homosassa, FL

Plantation Inn Dive Shop
9301 W Fort Island Trail
Crystal River, FL

Port Paradise Resort
1610 SE Paradise Circle
Crystal River, FL

River Safaris, Inc.
10823 Yukee Drive
Homosassa, FL

Fishing Guides & Charters Near the Villages, FL

DC’s Guide Service
6021 N Alvin Point
Hernando, Florida
352-341-8451

Gulf Coast Charters
3499 E. Chappell Court
Hernando, Florida
352-860-1927

Watson‘s Fish Camp
4195 E Parsons Point Road
Hernando, Florida
352-726-2225

Marinas & Boating
Nature’s Resort Marina
10359 W Halls River Rd
Homosassa, FL

Magic Manatee Marina
10806 West Halls River Rd
Homosassa, FL
Pete’s Pier, Inc.
1 SW 1rst Place
Crystal River FL

Plantation Inn Marina
9301 W fort Island Trail
Crystal River, FL
Port Paradise Marina
610 SW Paradise circle
Crystal River, FL

Riverhaven Marina
5296 S Riverview Circle
Homosassa, FL

St Martins Marina
2330 South Ripple Path
Ozello, FL

Twin Rivers Marina
2880 North Seabreeze Point
Crystal River, FL

Cultural Centers Near the Villages, FL

Tampa Bay Performing Arts Center
1010 NW MacInnes Place
Tampa, Florida    Bayfront Center Arena
400 First Street South
St. Petersburg, Florida

Florida Orchestra
101 S. Hoover Suite 100
Tampa, Florida    Ruth Eckerd Hall
1111 North McMullen Booth Road
Clearwater, Florida

CONCERT VENUES
Rock Crusher Canyon
275 South Rock Crusher Road
Crystal River, FL    Curtis M. Phillips Center for the Performing Arts
315 Hull Road
Gainesville, Florida

Curtis Peterson Auditorium
3800 W Educational Path
Lecanto, Florida

Museums Near the Villages, FL

Appleton Museum of Art
P.O. Box 3190
Ocala, Florida    Tampa Museum of Art
600 North Ashley Drive
Tampa, Florida

Florida International Museum
100 Second Street North
St. Petersburg, Florida    Museum of Science & Industry (MOSI)
4801 E Fowler Avenue
Tampa, Florida

Children’s Museum of Tampa
7550 North Boulevard
Tampa, Florida    Salvador Dali Museum
1000 3rd Street South
St. Petersburg, Florida

Libraries

Central Ridge Library
425 W Roosevelt Highway
Beverly Hills, Florida    Coastal Region Library
8619 W Crystal Street
Crystal River, Florida

Lakes Region Library
1511 Druid Road
Inverness, Florida    Homosassa Public Library
Mason Creek Road
Homosassa, Florida

Community Theatres
Citrus County Art League & Gallery
2644 N. Annapolis Avenue
Hernando, Florida    Playhouse 19
865 North Suncoast Boulevard
Crystal River, Florida

Ocala Civic Center
4337 E. Silver Springs Boulevard
Ocala, Florida    Hippodrome State Theatre
25 SE 2nd Place
Gainesville, Florida

Gainesville Community Playhouse
4039 Northwest 16th Boulevard
Gainesville, Florida    Acrosstown Repertoire Theater
619 South Main Street
Gainesville, Florida

Parks

BiCentennial Park
8710 W. Godfrey Ln.
Crystal River, FL
352-795-1478    Chassohiwitzka River Tours
8215 W. Bounty Ct.
Homosassa, FL
352-382-0837

Chassahowitzka Wildlife Refuge
1502 SE Kings Bay Dr.
Crystal River, FL
352-563-2088    Fort Cooper State Park
3100 S Old Floral City Rd.
Inverness, FL
352-726-0315

Hunter Springs Park

104 NE 1st Ave
Crystal River, FL
352-795-3512    Whispering Pines Park
1700 Forest Dr.
Inverness, FL
352-726-3913

Rainbow River State Park
2 Locations
18185 SW 94th St.
Dunnellon, FL
352-465-8550
and
19158 SW 81st Place Rd.
Dunnellon, FL
352-465-8550

Professional Sports

Tampa Bay Buccaneers
Raymond James Stadium
1 West Buccaneer Place
Tampa, Florida
www.buccaneers.com    Tampa Bay Devil Rays

Tropicana Field
One Tropicana Drive
St. Petersburg, Florida
www.devilrays.com

Tampa Bay Lightning

St. Petersburg Times Forum
401 Channelside Drive
Tampa, Florida
www.tampabaylightning.com    New York Yankees Spring Training

Legends Field
3802 West Martin Luther King Drive
Tampa, Florida
www.legendsfieldtampa.com

Philadelphia Phillies Spring Training
Jack Russel Memorial Stadium
800 Phillies Drive
Clearwater, Florida
www.philliesspringtraining.com    Toronto Blue Jays
375 Douglas Avenue
Dunedin, Florida

Tampa Bay Downs
Thoroughbred Racing
P.O. Box 2007
Oldsmar, Florida    Derby Lane Street
Pete Kennel Club
10490 Gandy Boulevard North
St. Petersburg, Florida

Ocala Jai Alai
State Road 318
Orange Lake, Florida    Tampa Greyhound Track
8300 Nebraska Avenue
Tampa, Florida

Regional Golf Courses

Skyview at Citrus Hills
240 West Fenway Drive
Hernando, FL    Citrus Hills Golf and Country Club
(The Meadows & The Oaks)
509 East Hartford Street
Hernando, FL
352-746-4425

Citrus Springs Golf & Country Club

8690 West Golfview Drive
Citrus Springs, FL    El Diablo Golf and Country Club
10405 N. Sherman Drive
Citrus Springs, FL

Plantation Inn and Golf Resort
9301 W. Fort Island Trail
Crystal River, FL    Twisted Oaks Country Club
4801 N. Forest Ridge Dr.
Beverly Hills, FL

World Woods Golf Club
17590 Ponce DeLeon Blvd.
Brooksville,FL

Horseback Riding
A-OK Ranch/Angel Oaks Korral
2921 E Stagecoach Trail
Inverness, Florida    Blue Berry Hill Farm
7088 N Lecanto Highway
Lecanto, Florida

Clearview Farm
655 N Cherry Pop Drive
Inverness, Florida    Just Horse-N Around
Inverness, Florida

Rymar Ranch
5338 S Lecanto Highway
Lecanto, Florida

Bowling
Beverly Hills Bowl
3300 N Lecanto Highway
Beverly Hills, Florida    Manatee Lanes
7715 W Gulf to Lake Highway
Crystal River, Florida

Neffer‘s Bowling

3655 S Suncoast Blvd.
Homosassa, Florida    Parkview Lanes
US Highway 41
Holder, Florida

Sportsman Bowl, Inc.
100 N Florida Avenue
Inverness, Florida

Top Ten Tips to Planning a Retirement Party

April 5th, 2010

It is easy to become so consumed with our plans for retirement- choosing a new hometown, moving, constructing or purchasing a house, etc. that we forget to actually celebrate it with the people that are closest to us. Here are ten tips for planning your retirement party.  Enjoy!

Tip One:  Assemble the Guest List.

Assembling your guest list is an important first step since knowing how many guests you will have is necessary for many other decisions.  Choose a number of guests you will be comfortable with, and that allows you to celebrate with those you really want to be there.

Tip Two:  Choose a Venue

Depending on the size of your guest list, you may choose to rent facility and caterer, or host a smaller gathering in your home, church, or a local restaurant.  Ask for an availability calendar, as well as inquiring about certain times of the week or year where discounts may be available.

Tip Three:  Choose a Date

Be sure to let guests know ahead of time about when your party will be occurring.  Since retirement usually means moving, you want to be sure that as many of your guests can make it so you can say farewell.

Tip Four: Arrange for Entertainment

Some retirement parties feature music and dancing, some a slideshow of old pictures, some just great dinner and conversation..  Again, the entertainment youchoose should fit you and your spouse, as well as the circle of friends and family you are inviting to be a part of the event.

Tip Five: Choose a Menu

Choosing the menu should be based on your venue, budget, and consideration for your guests.  Be sure to consider the time of day your event is being held, then plan accordingly.  If you plan the party for 6:00 p.m., guests will probably assume you are serving dinner.  Let guests know by a simple note on your invitation what they can expect to be served, whether heavy hors d oeuvres, dinner, or dessert and drinks.

Tip Six:  Send out your Invitations

About 4 to 8 weeks before the event, send out your invitations.  There are so many varieties of ways to invite others to your party today.  You can use a traditional printer/engraver, design and print invitations in your local greeting  card store, design and print online and have the invitations shipped to you by mail, or use “e-vites” – invitations that go out and are responded to by email.

Tip Seven: Ask for Help

One of the smartest moves you can make in planning a retirement party is getting some help for the actual event.  Of course, if you are hiring a catering service, or having dinner at a restaurant, you may have al the help you need.  If the party is at your home, a church or club, etc.  you should ask one or two individuals to help you with the details for the day of the party.  The guests you invite really are coming to see and celebrate with you, so you don’t want to be shuttling coats back and forth, or seeing to kitchen details throughout the evening.  Remember, you are celebrating the end of work!

Tip Eight: Personalize the Event

A great idea to make guests really feel a part of the evening is to prepare a speech, or written letter that details the special ways that the attendees have contributed to your life and working career.  It’s a great way to stir memories, make each guest feel honored, and help guests get to know each other better. Be sure guests know about your plans after retirement as well.  Including a few words about your new retirement home in the Villages, FL is a great way to do so.

Tip Nine:  Give Guests a Way to Keep in Touch

At the party, provide guests with a favor or gift with your new address in the the Villages, Florida incorporated.  This can be a small picture of you with the address printed on the back, a bag of candy tied in tulle with an attached tag, or even something engraved.  Whether your gift is simple or extravagant, it will provide an excellent way to stay n touch with your friends, neighbors, and former coworkers.

Tip Ten:  Give Guests a Glimpse of Your New Life

Last,  get together a few pictures of your new home or home site, along with photos or brochures from many of the local areas where you are retiring.  You can put these pictures into  short slideshow for viewing during the party, or create an album that guests can pass around.  This is a great way to give guests a picture of where you are headed, and maybe even encourage a visit!

Top Ten Florida Myths Don’t Apply to the Villages of Terra Vista and Citrus Hills

April 5th, 2010

Many people have misconceptions about Florida and Florida retirement living.  This article will address 10 myths about living in Florida and why the Villages, Fl of Terra Vista and Citrus Hills defies those myths:

Myth #1: Florida is overcrowded.

Actually West Central Florida, the location of the Villages, Fl of Terra Vista and Citrus Hills is located in Citrus County, Florida.  Citrus County has done a great job of controlled growth.  It has a population density of only 202 persons per square mile.

Myth #2: Florida is for Tourists.

The areas surrounding the Villages are certainly attracters for tourists.  The abundant nature, beautiful wildlife, and access to many waterways make it so.  Tourists, however, are mostly attracted to the large amusement parks in the central part of the state.  The amount of tourism coming to West Central Florida is enough to keep businesses thriving and property taxes low, but not enough to disturb our tranquil lifestyle.

Myth #3:  Florida’s wildlife , such as snakes and alligators, make it a dangerous place to live.

These fears are greatly exaggerated.  General precautions, such a keeping grass mowed and never feeding alligators or crocodiles are common sense approaches to avoiding encounters with these creatures. Only 4 alligator attacks are reported each year in Florida.  In addition, of the 50 species of snakes living in Florida, only 6 are venomous.

Myth #4 Florida is always hot and humid.

Florida is actually quite seasonal, with far less extremes than other areas.  Average highs during the winter months are in the 60s; average lows in the 40s.  The summer months have average highs of 90 and lows in the 70’s.  During the hottest months, Florida has a rain pattern that provides almost daily showers that cool the evenings and keep plants and lawns green.

Myth #5: Florida is in constant danger of hurricanes.

The North Atlantic hurricane season overall in 2009 ranked as the slowest since the El Nino year of 1997.

Myth #6: Florida is completely flat and non-scenic.

Florida has a very varied landscape.  Although areas near the coastline and beaches are mostly level, there are areas of elevation.  In fact, three of the top 25 most elevated cities in Florida are right near the Villages, Fl of Terra Vista and Citrus Hills: Brooksville, Spring Hill, and Istachatta.  Ocala, a city famous for its horse farms and rolling hills, is also a great example of Florida’s landscape.

Myth #7: Florida lifestyles are centered around the beach only.

The West Central Florida are offers access to beautiful beaches without the hassle of greater traffic, higher crime rates, and violent weather conditions found when living directly on the beach.  The villages of Citrus Hills and Terra Vista are adjacent to beautiful golf courses, nature trails, and fresh water springs that allow for a varied lifestyle.

Myth #8: Florida’s property taxes are too high.

South Florida is known for its high property taxes, but the West Central Florida area has property taxes well below the national average.  Florida offers a homestead exemption for the owners property of residence, and recent legislation has been passed to keep property taxes low.  Of course, now is the time to lock in the lower property tax rates available in the depressed housing market,  Floridians with homestead exemptions can not have throe property taxes raised by more than 3% in any one year.

Myth #9: All Floridians are senior citizens.

Florida is a great place to retire and attracts many seniors due to its temperate climate and attractive pricing. It’s also true, however, that Florida’s business-friendly laws offer families and younger people a great place to live and work.  This means that West Central Florida provides a mix of residents.  Those who with to live in a retirement only community can certainly find many to choose from, while those who desire a greater mix of ages will easily fulfill their desires.

Myth #10: Florida’s traffic is terrible.

The Villages, Florida of Terra Vista and Citrus Hills are conveniently located next to many low traffic highways such as the Suncoast Toll Road, connecting Brooksville and Tampa Bay, the Florida Turnpike, which connects to areas throughout the state, and I-75 for Interstate travel.  Of these roads, I-75 is the most busy, but except for busy holiday traffic, the road is certainly easy to travel.  West Central Florida has managed growth extremely well forth last couple of decades, and our road system handles local traffic efficiently and safely.

Top Ten Things To Consider When Moving To The Villages, Fl Of Terra Vista And Citrus Hills

April 5th, 2010

When considering retirement to the Villages FL of Terra Vista and Citrus Hills, Florida, one should keep several factors in mind. Here is a top ten list of considerations for anyone considering a move:

To KEEP or NOT TO KEEP: FURNITURE

When deciding what to keep as far as home furnishings, consider the style of your new home. You may have special or heirloom pieces you will want to keep no matter what, but otherwise, some of your pieces may not fit the style of your new home.

PERSONAL ITEMS

Consider the climate in your new area when choosing how much of your personal items you need to keep. Moving is expensive, and unpacking laborious. Chances are your new home may be smaller or have less storage than your previous home, which probably included a basement. There is little need for heavy winter coats, snow equipment, heavy wool clothes, snow boots, etc. This can free up your storage space as you enjoy the freedom from snowstorms and freezing temperatures.

MOVING ANNOUNCEMENTS

Be sure you let your friends know about your moving plans. Provide a change of address for those in your address book, Christmas card list, email list, etc.

RECREATION

Florida living opens up a chance for nearly year round enjoyment of recreative activities including tennis, golf, and swimming as well as walking clubs, fishing, and enjoying nature trails.

MAINTAINING A POOL

Many homes in Florida have a beautiful backyard pool. Modern pools usually require little maintenance, but still need regular attention. Consider hiring an inexpensive pool service. In the end, the pool service will cost you less than fixing a major chemical error.

HOLIDAY TRAVEL

You may want to travel back “home” for the holidays, or, even better, have your loved ones come and see you ion your new home. The Villages FL of Terra Vista and Citrus Hills are conveniently located near the International Airport of Tampa and Orlando. Plan early, and you’ll be able to shop around for very inexpensive flights in and out of these cities.

MEETING NEW PEOPLE

It’s important to establish a circle of friends in your new community. You can easily do that in local community groups, churches, or the many venues offered by Terra Vista and Citrus Hills including fitness opportunities, shows, and a full service spa.

PREPARING FOR HURRICANES

Although a major storm is unlikely, Floridians must be prepared for the seasons storms. There are numerous places throughout the community to obtain hurricane tracking maps, lists of supplies and preparation tips, and emergency weather radios.

TRAVEL

Sometimes, retirees plans are all about getting to their new home, but what to do once you’re there? Living in west Central Florida provides the perfect launch point for all kinds of road trips, day trips, and mini excursions. Whether discovering the cities of Miami and Orlando, or seeking the beach atmosphere of Boca Raton or Daytona, you’ll never run out of things to see.

How to Choose a Retirement Community

April 1st, 2010

Generally speaking, retirement communities are classed one of two ways – either ‘age targeted’, or ‘age restricted’.  Age restricted retirement communities simply requires residents to be 55 years of age or older, and may have some extremely strict rules on how long family members of certain ages may visit.  An age-targeted retirement community will not restrict the purchase of a home (or residency) from an interested buyer younger than 55, although the amenities and demographics will be vastly geared to retirees.

Either way you choose, you will undoubtedly have the opportunity to interact with new people with whom you share common ground, interests, and activities, while enjoying a retirement lifestyle you’ve always wanted!

If you are looking into the possibility of choosing a retirement community, here are some tips to follow:

1.    Ask around for anyone who might have already chosen a retirement community.

A lot of times, friends or family members know of someone who has already gone before you – there is nothing better than hearing through a friend about his/her experiences when choosing a retirement community.

2.    Make a list of what retirement activities are most important to you.

Do you enjoy recreation such as golf, fishing, boating, swimming, or exercising?  Make a list of your favorite pastimes and search for retirement communities that may offer these.  Check into the clubs, groups, and activities that the retirement community your are looking into offers.  Make sure you choose a retirement community that will satisfy your interests.

3.    Investigate online.

Most retirement communities have good websites that offer lots of information – videos, testimonials, descriptions of the area, and other juicy information you would want to know before you decide on a place to retire.  This information can really help you in choosing a retirement community.

4.    Calculate the costs.

An affordable retirement solution is extremely important.  Calculate the cost of living in the retirement community you are looking into.  Generally, places like Florida offer a more affordable cost of living, while other areas may be more expensive.  Be aware of “hidden costs.” The purchase of homes in some communities in Florida have a CDD associated with the ownership. This “bond” is repaid on an annual basis in conjunction with property taxes and is essentially an added cost of the purchase price, and could amount to tens of thousands of dollars.

5.    Find a retirement location that offers great health care.

As you look forward to the future, great health care options are extremely important.  Look around for a retirement community in a location that has a reputation for excellent health care!

6.    Take a tour!

Many retirement communities offer an accommodation visit program so that you can visit, tour, and experience a taste of what you might be looking for in the future.  While you’re visiting, be sure to spend time to speak to current residents and some of the staff.  Residents will give you a great picture of what it will be like to live in the community, and by talking to the staff you’ll get a good idea of how you’ll be treated.

12 Top Reasons to Retire in The Villages, FL

April 1st, 2010

1.    The Villages, FL Has Pleasant Year Round Weather

With comfortable winters and breezy summers the Terra Vista area offers ad ideal setting for enjoying all your favorite outdoor sports and activities.  Here, you’ll find a range of temperatures that allows you to comfortably enjoy the Florida experience season after season.  In addition to its balanced temperatures, The Villages, FL offers historically low hurricane risks compared to other coastal locations statewide.

2.    There Is A Very Attractive Cost of Living in the Villages, FL

When compared to many Florida destinations, particularly in the southern parts of the state, The Villages, FL offers an escape from excessive costs.  As highlighted in comparative price index reports, The Villages, FL ranks among the most affordable places in Florida to live.  Here, you’ll enjoy a high-quality lifestyle where lower costs are prevalent, not only in everyday purchases such as dining out and entertainment, but also for major expenses including housing.  Plus, there’s the added savings of no state income tax and benefits of today’s Homestead Exemption laws and the long-term real estate tax stability they provide.

3.    The Villages Florida is a Very Balanced Location
From its vantage point north of Tampa Bay in the heart of the Nature Coast, The Villages, FL offers uncluttered beauty accentuated by towering oaks, pristine spring-fed rivers and the rolling hills that founded the area’s unique “Alps of Florida” reputation.  This is uniquely balanced by the wealth of cultural, fine dining, shopping, and urban pursuits found just a short drive away in metropolitan Tampa Bay, Orlando, Ocala, and Gainesville.

4.    Outstanding Outdoor Recreation

Aptly referred to as Mother Nature’s Theme Park, The Villages, FL has 22 miles of lakes, 7 rivers and a Gulf of Mexico coastline.  Enhanced by our beautiful weather, residents enjoy world-class golfing and fishing; diving and snorkeling; boating and kayaking; and the many hiking, biking, and horseback riding opportunities provided in the area’s many parks and preserves, including the sprawling Withlacoochee State Forest.

5.    Not Crowded

The Villages, FL offers an escape from the crowds increasingly found in many parts of Florida, especially the Southeast and Southwest regions.  Here, you’ll enjoy a more balanced pace of life without the stress caused by heavy traffic, long lines, and overcrowding.

6.    Preserved & Ecologically Balanced

While south Florida grows more and more cluttered, The Villages, FL offers a pristine and picturesque lifestyle.  Its home to the many state forests and preserves, some of the most productive saltwater estuaries in Florida, as well as seven of the state’s outstanding crystal-clear waterways.  And this natural, untouched beauty will remain unspoiled because the County has protected about 50 percent of its land from future development.  While much of Florida suffers from near critical water shortages, we’re in the enviable position of having an ongoing supply of high-quality water from the largest collection of major magnitude springs of any county in the state.

7.    Amenity-Rich Suburb

The Villages, FL offers the full range of amenities your active lifestyle demands.  From nearby shopping and diverse restaurant choices to local theatre productions and area festivals, you’ll find Terra Vista is an exciting, convenient place to enjoy great suburban Florida living.

8.    Excellent Health Care in The Villages, FL

Offering a wide range of outstanding health care options right near home brings peace of mind.  Living in Citrus Hills, you’ll have convenient access to two hospitals, hundreds of highly regarded family and specialty physicians and dozens of outpatient surgery and diagnostic centers.  And just a short drive away awaits the world-class health care services at Shands Health Care in Gainesville.

9.    Low Crime

Of the 67 counties in Florida, The Villages, FL boasts one of the lowest crime rates.  In keeping with our great suburban setting, residents enjoy a lifestyle free from the threats and worries often experienced in more populated parts of the state.  Plus, our Sheriff’s Department has earned national accolades and accreditation for its unwavering pursuit of safety and diligent crime-prevention efforts.

10.    Educational Opportunities

With a long-standing tradition for excellence, The Villages, FL offers a comprehensive array of educational opportunities to meet the needs of our diverse population, ranging from educational enrichment courses for retirees to outstanding pre-schools.  Our public schools boast one of the lowest student-teacher ratios in the state, and there are several private school options.  Our community college and technical school offer local higher educational opportunities at very affordable rates.

11.    Poised for Florida’s Future

The Villages, FL lies in a unique position along the coastal edge of Florida’s Central Belt, a region where the real focus of future growth lies.  In terms of bustling hubs of commerce, The Villages, FL is advantageously located just a short distance from the flourishing metro centers of Orlando, Gainesville and Tampa Bay.  Located even closer, is the blossoming city of Ocala.

12.    Amazing Quality of Life

Set amidst gently rolling hills in the heart of Florida’s Nature Coast, this northern suburb of Tampa Bay offers all the amenities you desire to live life to its fullest.  Balanced year-round weather, idyllic natural beauty, great schools, advanced medical care and superb golf, tennis, boating, and fishing all combine with a rare spirit of community to create an enchanting place few places can rival.

For more information on the Villages Florida of Terra Vista and Citrus Hills, please visit The Villages, FL.

Reasons to Retire to The Villages, FL of Citrus Hills and Terra Vista

March 29th, 2010

With plenty of retirement communities to choose from, The Villages, FL has many great options for an exceptional retirement lifestyle.  Here are some reasons why retiring to Florida might be a good idea for you.

1.    Balanced Climate

Retiring to The Villages, Florida offers comfortable winters and breezy summers ideal for an active retirement lifestyle.  Retired couples will find an idea setting in which to enjoy their entire favorite outdoor activates and sports.  To go a step further, The Villages, FL offers extremely low hurricane risks compared to a lot of other areas that you may be seeking to retire in.

2.    Retiring to The Villages, FL Offers Choice

The Villages, Florida has plenty of options when looking for retirement destinations. Retires can choose from locations such as Citrus County and other less known areas.  Retirees can leave boredom behind by choosing a retirement community with their designed amenities.  A lot of these communities have golf courses, restaurants, planned activities/social clubs, retirement community amenities, and fitness centers for their members.

3.    Not Over Populated/Over Crowded

While other communities are becoming more and more crowded and over populated, there are other retirement communities in Florida which offer a much more peaceful setting.  There are areas such as Terra Vista of Citrus Hills and Brentwood Florida which offer all the amenities that you would expect when retiring to Florida while still providing a beautiful rural setting.

4.    Nothing You’ve Ever Seen Before

Lately, it seems that a lot of misinformation about Florida retirement has been creeping around.  Florida is known to be a flat, boring, “sun and sand” atmosphere with high tax rates and high insurance rates.  Truth be known, some retirement communities in Florida do have high tax rates and extremely high insurance rates, but The Villages, FL avoids all of these.  In fact, some retirement communities in The Villages, FL do not even require you to have Flood Insurance due to their unusually high elevation.  For instance, Terra Vista and Brentwood are retirement communities in The Villages, FL that sit atop rolling hills and some of the highest elevation in Florida.

5.    Retirement Communities in The Villages, FL – Excellent Amenities

Whatever lifestyle option you desire – a beautiful home with plenty of views of the golf course or a maintained villa of simple elegance – you’ll be wonderfully surprised the amount of variety in your choice of retiring to Florida.  Gated communities come together to create a great retirement community in Florida.
For more information on retirement and Terra Vista of Citrus Hills, please visit our website, at The Villages FL or call 800-511-0814

More About Making Friends in Retirement

March 23rd, 2010

If you are planning to retire and considering relocating there is always the concern about establishing new friendships.  Having and forming new relationships is an important part of enjoying being retired, and the Villages FL is a great place to easily cultivate new relationships with new friends.  Friendships are an important part of every part of life and we need them, but forming new friendships doesn’t come easy for everyone.  These are some tips and thoughts on making new friends a bit easier:

Mutual Interests
Most friendships are formed around a common interest or common heritage.  Certain locations prove to be excellent places to form friendships, some of these places are clubs (political, book, cards, etc.), churches, classes (dancing, art, etc.), fitness centers, sport related activities such as tennis or golf and common places where people gather socially.

Smaller to Moderate Sized Groups
Groups of 10-30 people are ideal for creating an environment that makes it easier to form friendships.  Focus on having a smaller circle of friends as it will be more easily manageable and will establish a network of options for day to day activities.  Smaller groups have close knit established relationships as well, so be persistent and patient in the process of becoming a part of the group.  Making yourself friendly will go a long way toward having an established group open up and welcome you in.  But, most importantly, be patient, helpful, and supportive and you’ll see your friendships grow quickly.

Stepping Out
Friendship building in any phase of life, not just retirement, requires some initial work and effort.  Getting to know someone means showing genuine interest in their life.  Questions are the most powerful way to initiate conversation.  Stay away from yes and no questions and move towards questions that require people to talk about their experiences.  This opens up doors to expanded conversation and at some point will allow you to connect your experiences with theirs.  Use the very basic common ground of being retired as a way to connect; that fact alone makes for easy conversation about common interests.

Use Technology
Cell phones, email, and the internet have made staying in touch with friends extremely easy.  Relocating can be a difficult venture, but staying in touch with old friends will help make the transition easier.  Don’t forget those friendships you have established over the years.